The Business Platinum Card® from American Express
High-volume business spenders
Annual Fee
$895
Bonus Value
$4,000
Rating
4.4/5
Category
Business
Sign-Up Bonus
200,000 Membership Rewards points after $20,000 spend in 3 months
Estimated value: $4,000
Rewards Rate
5X on flights/prepaid hotels via Amex Travel, 1.5X on purchases $5K+
Key Perks & Benefits
- +Centurion Lounge access
- +35% points back on flights via Amex Travel
- +$200 Dell credit (semiannually)
- +Up to $400 airline fee credit
- +Global Entry/CLEAR credits
Pros & Cons
Pros
- +200K bonus (up to 300K YMMV)
- +Premium lounge access
- +Dell credits useful
Cons
- -$895 fee
- -$20K minimum spend
The Bottom Line
The The Business Platinum Card® from American Express is best suited for high-volume business spenders. With a $895 annual fee, the card needs to deliver at least that much in value through its perks and rewards to be worthwhile. The current sign-up bonus is worth an estimated $4,000, making this a strong time to apply.
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Editorial Note: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, or other company, and have not been reviewed or approved by any of these entities. Credit card offers are subject to change. Please verify terms and conditions on the issuer's website before applying. Some links may be affiliate links — see our disclosure.