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Airline CardCiti

Citi® / AAdvantage® Platinum Select® World Elite Mastercard®

American Airlines loyalists

4.2

Annual Fee

$99

Bonus Value

$1,240

Rating

4.2/5

Category

Airline

Sign-Up Bonus

80,000 miles after $3,500 spend in 4 months

Estimated value: $1,240

Rewards Rate

2X on AA purchases, gas, restaurants, cable/streaming; 1X everything else

Key Perks & Benefits

  • +Free first checked bag
  • +Preferred boarding
  • +25% back on inflight purchases
  • +No foreign transaction fees
  • +$125 AA flight discount after $20K spend

Pros & Cons

Pros

  • +80K bonus is strong
  • +Free checked bag
  • +Low fee

Cons

  • -AA miles have devalued
  • -Better general cards exist

The Bottom Line

The Citi® / AAdvantage® Platinum Select® World Elite Mastercard® is best suited for american airlines loyalists. With a $99 annual fee, the card needs to deliver at least that much in value through its perks and rewards to be worthwhile. The current sign-up bonus is worth an estimated $1,240, making this a strong time to apply.

Citi® / AAdvantage® Platinum Select® World Elite Mastercard®

Annual Fee$99
Bonus Value$1,240
Rating4.2/5

On Citi's website

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Editorial Note: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, or other company, and have not been reviewed or approved by any of these entities. Credit card offers are subject to change. Please verify terms and conditions on the issuer's website before applying. Some links may be affiliate links — see our disclosure.