Citi Strata Premier℠ Card
Best mid-tier card with broad bonus categories
Annual Fee
$95
Bonus Value
$1,425
Rating
4.5/5
Category
Premium Travel
Sign-Up Bonus
75,000 ThankYou points after $4,000 spend in 3 months
Estimated value: $1,425
Rewards Rate
3X on air travel, hotels, restaurants, supermarkets, gas; 1X everything else
Key Perks & Benefits
- +$100 annual hotel savings benefit
- +Transfer to 17+ airline partners
- +No foreign transaction fees
- +Trip interruption protection
- +Annual hotel savings credit
Pros & Cons
Pros
- +75K bonus is competitive
- +Many 3X categories
- +Good transfer partners
Cons
- -Points worth slightly less than UR/MR
- -No premium perks
The Bottom Line
The Citi Strata Premier℠ Card is best suited for best mid-tier card with broad bonus categories. With a $95 annual fee, the card needs to deliver at least that much in value through its perks and rewards to be worthwhile. The current sign-up bonus is worth an estimated $1,425, making this a strong time to apply.
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Editorial Note: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, or other company, and have not been reviewed or approved by any of these entities. Credit card offers are subject to change. Please verify terms and conditions on the issuer's website before applying. Some links may be affiliate links — see our disclosure.