Hilton Honors American Express Surpass® Card
Mid-tier Hilton loyalists wanting Gold
Annual Fee
$150
Bonus Value
$775
Rating
4.3/5
Category
Hotel
Sign-Up Bonus
155,000 Hilton Honors points after $3,000 spend in 6 months
Estimated value: $775
Rewards Rate
12X at Hilton, 6X on flights/dining/supermarkets, 3X on everything else
Key Perks & Benefits
- +Automatic Gold status
- +Free weekend night after $15K spend
- +Priority Pass (10 visits/year)
- +No foreign transaction fees
- +Hilton upgrade priority
Pros & Cons
Pros
- +155K bonus is generous
- +Gold status + breakfast
- +Limited lounge access
Cons
- -Free night needs $15K spend
- -Not top status
The Bottom Line
The Hilton Honors American Express Surpass® Card is best suited for mid-tier hilton loyalists wanting gold. With a $150 annual fee, the card needs to deliver at least that much in value through its perks and rewards to be worthwhile.
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