IHG One Rewards Premier Credit Card
IHG loyalists - massive 175K bonus
Annual Fee
$99
Bonus Value
$875
Rating
4.1/5
Category
Hotel
Sign-Up Bonus
175,000 points after $5,000 spend in 3 months
Estimated value: $875
Rewards Rate
10X at IHG, 5X on travel/dining/gas, 3X on everything else
Key Perks & Benefits
- +Automatic Platinum Elite status
- +Free night annually (up to 40,000 points)
- +Fourth reward night free on award stays
- +$100 credit + 10K bonus after $20K spend/year
- +No foreign transaction fees
Pros & Cons
Pros
- +175K bonus is huge
- +Fourth night free saves 25%
- +Good free night cap
Cons
- -IHG points worth ~0.5 cpp
- -Less aspirational portfolio
The Bottom Line
The IHG One Rewards Premier Credit Card is best suited for ihg loyalists - massive 175k bonus. With a $99 annual fee, the card needs to deliver at least that much in value through its perks and rewards to be worthwhile.
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Editorial Note: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, or other company, and have not been reviewed or approved by any of these entities. Credit card offers are subject to change. Please verify terms and conditions on the issuer's website before applying. Some links may be affiliate links โ see our disclosure.