Annual Fee
$95
Bonus Value
$780
Rating
4.3/5
Category
Airline
Sign-Up Bonus
60,000 miles after $3,000 spend in 3 months
Estimated value: $780
Rewards Rate
2X on United, dining, hotels; 1X everything else
Key Perks & Benefits
- +Free first checked bag (saves $70+/roundtrip)
- +Priority boarding
- +2 United Club passes annually
- +25% back on inflight purchases
- +No foreign transaction fees
Pros & Cons
Pros
- +Free bags pay for fee quickly
- +Solid 60K bonus
- +Club passes included
Cons
- -No lounge access
- -Better general travel cards exist
The Bottom Line
The United℠ Explorer Card is best suited for casual united flyers. With a $95 annual fee, the card needs to deliver at least that much in value through its perks and rewards to be worthwhile.
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Editorial Note: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, or other company, and have not been reviewed or approved by any of these entities. Credit card offers are subject to change. Please verify terms and conditions on the issuer's website before applying. Some links may be affiliate links — see our disclosure.