Wells Fargo Autograph Journey℠ Card
Simple premium earning structure
Annual Fee
$95
Bonus Value
$990
Rating
4.3/5
Category
Premium Travel
Sign-Up Bonus
60,000 points after $4,000 spend in 3 months
Estimated value: $990
Rewards Rate
5X hotels, 4X airlines, 3X other travel/transit/dining/streaming, 1X everything else
Key Perks & Benefits
- +$50 annual airline credit
- +Cell phone protection
- +No foreign transaction fees
- +Transfer to airline partners at 1:1
- +Points don't expire with activity
Pros & Cons
Pros
- +High earning on travel (4-5X)
- +$50 airline credit
- +Growing partner list
Cons
- -Fewer transfer partners
- -Brand awareness lower
The Bottom Line
The Wells Fargo Autograph Journey℠ Card is best suited for simple premium earning structure. With a $95 annual fee, the card needs to deliver at least that much in value through its perks and rewards to be worthwhile.
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Editorial Note: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, or other company, and have not been reviewed or approved by any of these entities. Credit card offers are subject to change. Please verify terms and conditions on the issuer's website before applying. Some links may be affiliate links — see our disclosure.