Capital One Venture X Rewards
Best value premium travel card (effectively $95/year)
Annual Fee
$395
Bonus Value
$1,388
Rating
4.9/5
Category
Premium Travel
Sign-Up Bonus
75,000 miles after $4,000 spend in 3 months + $300 travel credit
Estimated value: $1,388
Rewards Rate
10X hotels/rentals via Capital One Travel, 5X flights via Capital One Travel, 2X everything else
Key Perks & Benefits
- +$300 annual travel credit via Capital One Travel
- +Capital One Lounges + Priority Pass
- +10,000 anniversary bonus miles ($185 value)
- +Hertz President's Circle status
- +No foreign transaction fees
Pros & Cons
Pros
- +$300 credit + 10K miles makes effective fee ~$95
- +Growing lounge network
- +Simple 2X on everything
Cons
- -Fewer transfer partners than Chase/Amex
- -Capital One lounges limited
The Bottom Line
The Capital One Venture X Rewards is best suited for best value premium travel card (effectively $95/year). With a $395 annual fee, the card needs to deliver at least that much in value through its perks and rewards to be worthwhile. The current sign-up bonus is worth an estimated $1,388, making this a strong time to apply.
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Editorial Note: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, or other company, and have not been reviewed or approved by any of these entities. Credit card offers are subject to change. Please verify terms and conditions on the issuer's website before applying. Some links may be affiliate links — see our disclosure.