Chase Sapphire Reserve®
Frequent travelers maximizing premium perks
Annual Fee
$795
Bonus Value
$2,563
Rating
4.8/5
Category
Premium Travel
Sign-Up Bonus
125,000 Ultimate Rewards points after $6,000 spend in 3 months
Estimated value: $2,563
Rewards Rate
8X Chase Travel, 4X flights & hotels booked direct, 3X dining, 1X everything else
Key Perks & Benefits
- +Up to $500/year hotel credit via The Edit
- +Up to $300/year Sapphire Reserve Exclusive Tables dining credit
- +Priority Pass lounge access
- +Global Entry/TSA PreCheck credit
- +1.5x point value on travel via Chase Portal
Pros & Cons
Pros
- +Highest-ever 125K welcome bonus
- +New $500 hotel + $300 dining credits
- +Premium lounge access
Cons
- -$795 annual fee (up from $550)
- -Requires excellent credit
The Bottom Line
The Chase Sapphire Reserve® is best suited for frequent travelers maximizing premium perks. With a $795 annual fee, the card needs to deliver at least that much in value through its perks and rewards to be worthwhile. The current sign-up bonus is worth an estimated $2,563, making this a strong time to apply.
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Editorial Note: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, or other company, and have not been reviewed or approved by any of these entities. Credit card offers are subject to change. Please verify terms and conditions on the issuer's website before applying. Some links may be affiliate links — see our disclosure.