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Business CardCapital One

Capital One Venture X Business

High-spend businesses wanting simple rewards

4.5

Annual Fee

$395

Bonus Value

$2,775

Rating

4.5/5

Category

Business

Sign-Up Bonus

150,000 miles after $30,000 spend in 3 months

Estimated value: $2,775

Rewards Rate

10X hotels/rentals via Capital One, 5X flights via Capital One, 2X everything else

Key Perks & Benefits

  • +$300 annual travel credit
  • +Capital One Lounges + Priority Pass
  • +10,000 anniversary miles
  • +Simple unlimited 2X earning
  • +No foreign transaction fees

Pros & Cons

Pros

  • +150K miles is solid
  • +Simple 2X on everything
  • +Lounge access

Cons

  • -$30K spend requirement
  • -Fewer transfer partners

The Bottom Line

The Capital One Venture X Business is best suited for high-spend businesses wanting simple rewards. With a $395 annual fee, the card needs to deliver at least that much in value through its perks and rewards to be worthwhile. The current sign-up bonus is worth an estimated $2,775, making this a strong time to apply.

Capital One Venture X Business

Annual Fee$395
Bonus Value$2,775
Rating4.5/5

On Capital One's website

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Editorial Note: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, or other company, and have not been reviewed or approved by any of these entities. Credit card offers are subject to change. Please verify terms and conditions on the issuer's website before applying. Some links may be affiliate links — see our disclosure.