Ink Business Preferred® Credit Card
Business owners who want Chase UR points
Annual Fee
$95
Bonus Value
$1,845
Rating
4.7/5
Category
Business
Sign-Up Bonus
90,000 Ultimate Rewards points after $8,000 spend in 3 months
Estimated value: $1,845
Rewards Rate
3X on travel, shipping, internet/cable/phone, advertising (up to $150K/year)
Key Perks & Benefits
- +Points transfer 1:1 to Sapphire cards
- +Cell phone protection ($600/claim)
- +Complimentary DashPass membership
- +Purchase protection (120 days)
- +No foreign transaction fees
Pros & Cons
Pros
- +90K UR is strong value
- +Combines with Sapphire
- +Cell phone protection
Cons
- -$8,000 minimum spend
- -Requires business
The Bottom Line
The Ink Business Preferred® Credit Card is best suited for business owners who want chase ur points. With a $95 annual fee, the card needs to deliver at least that much in value through its perks and rewards to be worthwhile. The current sign-up bonus is worth an estimated $1,845, making this a strong time to apply.
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Editorial Note: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, or other company, and have not been reviewed or approved by any of these entities. Credit card offers are subject to change. Please verify terms and conditions on the issuer's website before applying. Some links may be affiliate links — see our disclosure.