Cash Back CardChaseEditor's Choice
Chase Freedom Unlimited®
Chase ecosystem starter card
★★★★★
4.6Annual Fee
$0
Bonus Value
$200
Rating
4.6/5
Category
Cash Back
Sign-Up Bonus
$200 bonus + 5% on grocery stores (first year, up to $12,000)
Estimated value: $200
Rewards Rate
5% on travel via Chase, 3% on dining/drugstores, 1.5% on everything else
Key Perks & Benefits
- +No annual fee
- +Points transfer to Sapphire cards at 1:1
- +Purchase protection
- +Extended warranty
- +0% intro APR for 15 months
Pros & Cons
Pros
- +No annual fee
- +Points combine with Sapphire
- +Solid earning rates
Cons
- -Foreign transaction fees
- -Best value requires Sapphire pairing
The Bottom Line
The Chase Freedom Unlimited® is best suited for chase ecosystem starter card. With no annual fee, this card is easy to justify keeping long-term.
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