Annual Fee
$0
Bonus Value
$200
Rating
4.4/5
Category
Cash Back
Sign-Up Bonus
$200 cash back after $1,500 spend in 6 months
Estimated value: $200
Rewards Rate
2% on everything (1% when you buy, 1% when you pay)
Key Perks & Benefits
- +Simple flat-rate rewards
- +No annual fee
- +Can convert to ThankYou points (1.9 cpp value)
- +Balance transfer option
- +0% intro APR for 18 months on transfers
Pros & Cons
Pros
- +No annual fee
- +Simple 2% back
- +TY points option
Cons
- -Foreign transaction fees
- -Must pay to get full 2%
The Bottom Line
The Citi® Double Cash Card is best suited for best no-fee everyday 2% card. With no annual fee, this card is easy to justify keeping long-term.
Compare This Card
Compare Cards →Editorial Note: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, or other company, and have not been reviewed or approved by any of these entities. Credit card offers are subject to change. Please verify terms and conditions on the issuer's website before applying. Some links may be affiliate links — see our disclosure.